If you love discovering new places by road and are always planning to zoom away on your next trip, it is wise to take a moment and buy a road trip travel insurance policy. While it can be fun driving up north to scale the mountains or enjoying the paddy fields driving across Punjab, ensure you are safe along the way. Being able to tackle medical expenses in case you meet with an accident while in a different city should be your priority on any road trip you plan.
Road trip travel insurance can be a boon as it ensures you can stay at a hotel if there is an issue with your booking, find your way back home if your car breaks down, assist you with your travel planning across India, and provide cover for personal accidents. With this policy by your side, you can drive down to the backwaters of Kerala or foothills of the Himalayas absolutely stress-free!
Now that you have decided to add an insurance for road trips to your travel kit, buy the Road Trip Cover provided by Bajaj Finserv. Its benefits extend from hotel and travel bookings to financial and roadside assistance across India. You can also get complimentary insurance cover that protects you against personal accidents, hospitalisation, trip cancellation, loss of baggage and more up to Rs.3 lakh.
Here are the various ways in which this road trip travel insurance plans can be of assistance in times of need.
Car breakdown assistance
If you are on your way back from Coorg and your car breaks down along the way, you will be provided with road side assistance, which is available 24×7 at more than 500 locations across India. This means that you have nothing to worry about even in the middle of the night and do not need to wander away from your car to seek help. Just call the insurance helpline number, lock your doors, and wait for assistance to come your way.
Instant access to cash
If you find yourself in a valley somewhere in Himachal Pradesh and do not have an access to funds, you can get immediate financial help up to Rs.50,000, courtesy your road trip travel insurance plan. Armed with this policy, you can take care of your financial needs on a road trip anywhere in India and use this hefty sum to readily clear your local transportation costs, hotel bills, or book your tickets back home. Moreover, if you are stranded abroad, you can receive an amount of up to Rs.1 lakh to finance your on-ground travel and hotel expenses. So, you can worry less about cash and focus on your road trip.
Credit/debit card security
While holidaying, you may misplace your credit card or notice that our debit card has been stolen from under your nose. In such cases, you can make one call to block your card services and protect your account. Loss and theft are common while travelling, but you do not need to pay the price of losing your money if you have insurance for road trips.
Complimentary insurance cover
This cover protects you on your road trip against personal accidents, accidental hospitalisation, and cancellation of trips, bounced hotel bookings, home burglary, and loss of baggage of up to Rs.3 lakh. This means even if you cannot complete the trip or experience a home burglary while you are away, you do not face severe losses. Also, for instance, if you have bought some artwork from Rajasthan and lose it along with your other luggage at the airport, your policy can protect you. You can make a claim for your loss from your insurance for road trips coverage and save your money.
Extra benefits
If you are stranded while on your road trip due to your car breaking down, you can get towing assistance and get your car fixed at the nearest service station. Further, this plan gives you 5 litres of fuel for a car and 2 litres of fuel for a two-wheeler when you purchase it along with insurance for road trips.
Safety is paramount on all your road tripping adventures, so make sure you choose a good road trip travel policy before you get started. Making a claim for this policy is involves a simple and stress-free process. All you need to provide is evidence of your requirement for emergency assistance.
So, before putting your car in gear, check your pre-approved offer from Bajaj Finserv and get customised offers on road trip covers as well as a number of pocket insurance policies such as holiday cover, spectacle cover, and stampede insurance too. Moreover, Bajaj Finserv brings you pre-approved offers on personal loans, home loans, EMI financing, and other financial services. Use them as per your needs to funds all your life goals with ease.